Terms and Conditions for Use of Kopernicus Inc. Services

1. Introduction

Welcome to Kopernicus Inc. (“Kopernicus”), an AI-generated insights platform that provides companies, banks and fintech platforms with information to help maximize their businesses. The following Terms and Conditions of Use (“Terms”) govern your use of the platform and services provided by Kopernicus. By accessing the platform and using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the platform or services provided by Kopernicus.

2. Scope of Services

Kopernicus provides users with AI-generated insights that are intended to assist with business decisions. However, it is important to note that Kopernicus is not a certified public accountant (CPA), licensed financial advisor, or broker-dealer and therefore, the information provided by Kopernicus should not be deemed as financial or investment advice. You are encouraged to verify all financial specifics and conclusions with your Chief Financial Officer and the source data (S&P Global Market Intelligence LLC, Quandl Inc., a NASDAQ company and Crowdfund Capital Advisers) before proceeding with any actions or experiments suggested by the platform.

3. Use of the Platform and Services

You are solely responsible for the use of the platform and services provided by Kopernicus. You agree to use the platform and services only for lawful purposes and in accordance with these Terms. You agree not to use the platform or services for any illegal or unauthorized purposes.

4. Disclaimers

Kopernicus provides the platform and services on an “as is” and “as available” basis and makes no representations or warranties of any kind, express or implied, as to the operation of the platform or the information, content, materials, or products included on the platform. Kopernicus does not warrant that the platform or services will be uninterrupted or error-free, and Kopernicus will not be liable for any interruptions or errors.

5. Limitation of Liability

Kopernicus shall not be liable for any damages of any kind arising from the use of the platform or services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless Kopernicus, its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, demands, losses, liabilities, expenses, damages, and costs, including reasonable attorneys' fees, arising from or related to your use of the platform or services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any principles of conflicts of law. Any legal action arising from or related to these Terms or your use of the platform or services shall be brought in the courts of the State of Delaware.

8. Changes to Terms

Kopernicus reserves the right to change these Terms at anytime, and your continued use of the platform or services after any changes are made to the Terms shall be deemed to be your acceptance of such changes.

9. Termination

Kopernicus reserves the right to terminate your access to the platform and services at any time, without notice, for any reason, including but not limited to a breach of these Terms.

10. General Terms

These Terms constitute the entire agreement between you and Kopernicus and govern your use of the platform and services, superseding any prior agreements between you and Kopernicus. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Kopernicus's failure to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing. You may not assign these Terms or transfer any rights to use the platform or services without the prior written consent of Kopernicus. Kopernicus may assign these Terms or transfer any rights to use the platform or services without your prior written consent.

By accessing the platform and using the services provided by Kopernicus, you agree to be bound by these Terms and to use the platform and services only in accordance with these Terms. If you have any questions regarding these Terms, please contact us at team@kopernicus.com.

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